Las Vegas, NV
A licensed practice built around two specialties — and clear explanations for everyone else
Jaflo Insurance Services works with accounting professionals and foreign nationals with U.S. assets, and remains a real person to call for any household comparing financial planning, life insurance or retirement income options.
Jaime Flores started Jaflo Insurance Services after watching too many Las Vegas families make expensive decisions without a plan. Someone buys a life insurance policy for far more than they need because nobody explained what the money is actually for. Someone else reaches retirement with a 401(k), an old IRA and no idea how the pieces fit together.
The practice is deliberately small and personal. Jaime handles consultations himself, which means the person who explains your options is the same person who submits the application, calls the carrier when something goes wrong, and reviews your plan the following year. That continuity is unusual in an industry built on call centers and lead lists.
Because the practice is independent, there is no quota pushing one carrier's product. We are appointed with multiple insurers and compare what is genuinely available for your situation — sometimes the recommendation is to keep the coverage you already own and stop paying for a rider you will never use.
Jaime Flores is fully bilingual in English and Spanish, and he is licensed to provide insurance services in Texas, California, Utah, Arizona, Washington, Florida and Colorado (California Insurance License 0M59814). For many households in the valley, being able to move between both languages is the difference between signing something and understanding something, and we treat it as a core service rather than an accommodation.
Beyond individual planning, Jaime works with accounting professionals. He integrates financial services into an accounting firm's existing practice, becoming an extension of the firm and helping solve the advanced financial planning needs their clients bring to them — without the firm having to build that capability in-house.
His second specialty is foreign nationals with assets in the United States. Jaime helps them protect their wealth, preserve their legacy and build long-term financial strategies that account for cross-border realities.
Goals before products
The first meeting is not a sales presentation. We talk about your goals, your concerns and what you want your money to do — retirement, legacy, tax-free income, protecting what you built.
Personalized solutions in meeting two
Only after we understand your situation do we come back with a personalized plan. Recommendations follow your needs, not a product of the month.
Service after the plan is in place
Questions about coverage, beneficiary updates and annual reviews are part of the relationship, not an upsell.
Meet with a licensed local financial planner
A complimentary consultation costs you nothing and usually clarifies more in twenty minutes than weeks of research on your own.
Why families and firms work with us
- Fully bilingual in English and Spanish
- Licensed in TX, CA, UT, AZ, WA, FL and CO · CA Insurance License 0M59814
- Specialty: partnering with accounting professionals as an extension of the firm
- Specialty: foreign nationals with U.S. assets — wealth protection and legacy
- Independent — appointed with multiple national carriers
- Medicare Supplements and Medicare Advantage plan placement
- Individual and family health coverage before Medicare eligibility
- Retirement income and healthcare cost planning expertise
- Term, whole and indexed universal life insurance placement
- Fixed and indexed annuities with lifetime income options
- Retirement, legacy and tax-free income strategies
- Complimentary consultations, with no obligation
Rooted in the Las Vegas valley
We meet clients where it is convenient — a kitchen table in Summerlin, an office visit in Henderson, or a phone call between shifts for someone working the Strip. The valley runs on odd hours and we schedule around them.
Working locally also means we understand how the local economy shapes retirement — a mix of hospitality, gaming and self-employment without traditional pensions. That reality shapes every plan we build.
Financial services partnership for accounting professionals
The financial services arm of your accounting practice
Modern. Seamless. Built around your practice. As a proud partner of National Life Group, Jaime Flores embeds financial services directly into accounting firms.
This is not a referral program. It is a true strategic partnership designed for accounting firms: your clients stay your clients, you remain the lead financial planner, and we supply the specialized expertise behind the scenes or in the room with you.
Proud Partner of National Life Group
What this partnership delivers
- Integrated financial services embedded into your existing workflow
- Expanded client solutions — no hiring, no added overhead
- Full preservation of your client relationships
- A future-ready model that elevates your firm's value
How we work with your firm
- Act as the financial services arm of your practice
- Support you behind the scenes or join client conversations as needed
- Deliver specialized expertise while you remain the lead financial planner
- Help you navigate increasingly complex client needs
Practice impact
- Broader service offering with zero additional overhead
- Stronger client retention and deeper client relationships
- A meaningful new revenue stream
- Clear differentiation in a changing accounting marketplace
- A scalable model built specifically for accountants
Client opportunities we help you solve
- Advanced tax mitigation strategies
- Potential higher returns on retained earnings
- Business exit and succession strategy
- Estate strategies
- Retirement and long-term financial solutions
- Protection gaps
Why firms choose this model
Not a referral program — a true partnership
You stay in control, we supply the expertise
No disruption to your existing practice
Built for long-term growth and client value
Let's connect
Ready to talk it through?
Call (725) 275-3607 or book an appointment and we will review your options together.